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Associate of Science in Banking and Insurance program will prepare students for entry-level careers in banking and/or insurance industry. This program will teach students various relevant topics such as banking, insurance, risk management, fraud, customer service, products of each industry, as well as technical skills such as software applications. Graduates would have opportunity to choose to work in numerous fields’ as bank officers, bank managers, insurance brokers, insurance experts, risk officers and brokers.


Associate of Science in Banking and Insurance is a two year degree. Students need to complete 60 credit hours to graduate with an Associate`s degree in Banking and Insurance. This program enables students to transfer to senior institutions that offer a bachelor’s degree in Banking and Finance.


The Banking and Insurance Program Outcomes

  1. Develop critical and strategic thinking, improve analytic skills and techniques, and enhance effective decision-making,
  2. To have knowledge of banking, insurance and capital market law besides fundamental legal knowledge,
  3. Demonstrate ability for team-working, collaboration and leadership,
  4. Understand social and legal issues both within local and global environments,
  5. To carry out financial analysis of banks and insurance companies,
  6. To analyze risks and financial problems,
  7. To have consciousness about universality of social rights, social justice, quality and cultural values, protection of environment, occupational health and safety,
  8. Acquire proficiency in English and utilize effective communication skills,
  9. Gain IT skills which are conducive for research using various resources and databases,
  10. Put knowledge acquired into practical experience through on-site internship(s) before graduation,
  11. Gain ethical consciousness and behavior required by the finance discipline,
  12. Review and utilize interest rate concepts and theories, asset pricing and security valuation models as they apply to the financial decision-making processes in a managerial position in banking and finance,
  13. Analyze credits and their terms and conditions as they pertain to evaluation of agricultural, commercial, consumer and real estate loan applications,
  14. Analyze and select the types of securities that businesses acquire for their short and long term investment portfolios,
  15. Review and analyze various cases, scenarios or actual situations and make sound decisions in the sector.

AMAT 101 Business Mathematics 3 0 3 İndir
ABSM 101 Intro. to Business & Mgmt. I 3 0 3 İndir
ABSM 104 Business Law 3 0 3 İndir
AACT 101 Basic Accounting 3 0 3 İndir
EGL 101 Development of Reading Skills 3 0 3 İndir
NH 001 National History I 3 0 3
Total 18

+-Course Descriptions

AMAT101 – Mathematics for Business & Economics I (3,0)3

Revision of essential algebra for calculus. Polynomials, rational expressions, straight line. Linear and quadratic equations and inequalities. Functions, limits, continuity, derivatives, techniques of derivatives, applications of derivatives.

ABSM101 – Introduction to Business & Management I (3,0)3

Introduce business and non-business students to business areas and how they function together in a global business environment. Familiarize students with business concepts, terms and bases for global competition. Learn critical thinking skills through cases and application of concepts in real world situations. Expose students to a wide variety of business careers to facilitate student decision on appropriate business major. Relate business as a part of all future careers.

AACT 101 –Principles of Accounting I (3,0)3

Accounting I is an introductory course, which assumes no previous knowledge of the subject. This course introduces the student to the basic tools of financial accounting such as balance sheet, income statement, worksheet, and journal & ledger accounts. The students will be able to prepare and use these in single proprietorship type of business by the end of the semester. This course will also demonstrate how accounting concepts can be used to make business decisions more effective.

EGL101- Development of Reading Skills (3,0)3

The main aim of this course is to prepare students for the academic reading and writing tasks they will do within their Faculties. To this end, Students will study the techniques that will enable them to produce academic essays in a range of specific styles. They will learn how to write about graphical information and how to incorporate supporting examples into their essays. They will also develop reading speed and proficiency, increase vocabulary and improve comprehension skills.

ABSM 104 – Business Law(3,0)3

Introduction to the business legal environment. Selective subjects relevant for managers from the law of contracts, civil law, commercial law, tax law, labour law, law on Bankruptcy and insurance law.

ABSM 214 - Marketing & Consumer Behaviour (3,0)3

This course should discuss skills needed for success in today’s business environment including verbal and non-verbal communication, listening skills, and time management. Emphasis is placed on dealing with customer service problems, how to handle conflicts, stress and service expectations. This is especially useful for students who will work in a bank or insurance brokerage company.

INS102 - Fundamentals of Insurance (3,0)3

The objective of this course introduce students to the principles and practice of the insurance industry, dealing with risk and how insurance responds to it, introducing many of the terms and practices in the industry, and describing basic policy coverage.

ACOM 102 - Computer Applications(3,0)3

This course expands the student’s knowledge of computer; word processors, spreadsheets, database applications and other business applications are introduced.

EGL102- Development of Writing Skills(3,0)3

The main aim of this course is to provide effective development of the skills acquired in EGL101. Students will master speaking and argumentative skills by taking part in discussions of the topics covered in the reading assignments. They will develop critical and analytical thinking at a higher level. Acquire profound knowledge of the necessary reading and writing techniques aiming to prepare them for more in depth research work with materials of their Majors. Continue to prepare students for the academic reading and writing tasks they will encounter within their Faculties. They will learn how to include secondary data within their writings. They will also develop reading speed and proficiency, increase vocabulary and improve comprehension skills.

ABSM 201 - Introduction to Economics I(3,0)3

Microeconomics is concerned with the economic behaviour of consumers, business units, and government agencies. A microeconomic analysis puts small segments of the economy under the microscope to observe details of specific components of our economic system.

ABSM 203 - Statistics I(3,0)3

Statistical ideas and their relevance in practical life; preparing data for statistical analysis, elementary probability, random variables, frequency distributions and sampling, logic of statistical references; descriptive statistics, estimation and significance tests topics covered in this course.

ABNK 201 - Business Finance I (3,0)3

Introduction to financial management; financial institutions & money markets; analysis of financial statements; discounted cash flow analysis; project cash flow analysis; analysis of flow of funds; risks and returns topics are covered in this course.

ABSM202 - Introduction to Economics II(3,0)3

This course provides the tools and information needed to interpret and analyze macro parts of the economic system to observe and understand firms’ decisions and markets.

ABNK 203 - Money And Banking (3,0)3

Functions and role of money within the economy, finacial markets, interest rate determination, risk and term-structure of interest rates, yield curves, business cycles, functions and role of commercial banks and the Central Bank within the economy.

INS201 - Accounting of Insurance (3,0)3

This course should describe the accounting policies within insurance companies. Specifically, the course will give an introduction in automobile, property and liability claims and how to account on the financial statements.

ABNK 205 - Commercial Banking (3,0)3

This course is designed to provide an overview of commercial banks, their functions, management, and role in the economy. Topics include: basic asset, liability, liquidity and interest-rate risk management, primary lending functions pricing techniques, risk management.


INS206 - Insurance Broker & Agent Skills (3,0)3

This course gives students an overview of insurance business practices from the broker’s perspective. It is a skill-based course concentrating on the needs of personal lines clients. The course outlines major product lines and common policy transactions handled by broker.

INS204 - Risk Management (3,0)3

This course explores the principles of risk management. The course provides an understanding of the foundations, applications and selection of insurance. Fundamentals of life and health insurance as well as property and liability insurance will be included. Enterprise risk management for corporations, financial risk management, overview of employee benefits, and strategic policies to mitigate risk will also be covered.

INS 202 - European Banking Framework (3,0)3

This course will be designed to introduce students to the language of banking in European Union countries. The course should cover EU Banking Law, EU Monetary Law, European System of Central Banks/European Central Bank and National Central Banks. The course will describe the legal governing bodies, monetary policy and payment systems, and investments services and securities markets in the European Union.

CAS101 - Case Study (3,0)3

The newly designed course will be a culmination of the previous two years of education. Students will work to design in order to establishing business plan.